Switch to Boldd today. Open your business account in 5 minutes. Bank free for 14 days. Then access working capital up to ₦100M — based on your transaction history, not your collateral.
No credit card · No branch visit · Free for 14 days · useboldd.com
Traditional banks and personal payment apps were not built for business growth. Boldd was.
Your Boldd transaction history becomes your credit profile. The entire process is automated — no bank visits, no manual underwriting. Your guarantor just needs to be active on Boldd or 1app. Qualify for up to ₦100M.
Working capital →Your customers pay into GTBank, Fidelity, Polaris, 9PSB — wherever they bank. Every naira automatically lands in your Boldd wallet instantly. No waiting until tomorrow. No more chasing payments across 4 apps.
Multi-bank accounts →₦25 flat to transfer (below ₦1M). Settle multiple times per day — not T+1. And for the first 14 days? Zero fees on everything.
See pricing →List your products or services inside the Boldd network for free. 5,000+ businesses and their customers can discover and pay you instantly. Zero listing fee. Zero commission.
Boldd marketplace →Request a Boldd POS terminal. Every card payment at your counter feeds directly into your Boldd wallet alongside your online collections and transfers. One complete picture.
Request POS →Payment links that work worldwide. US bank account for international clients. USDT and USDC crypto accepted. USD virtual cards for international purchases — platform fee waived.
Global payments →Traditional banks demand collateral, land titles, and years of audited accounts. Boldd looks at something more useful — how your business actually performs, in real time.
Click "Open free account." That's the hardest step.
Business name, email, phone number. No long form. No documents.
Simple, fast verification. No KYC wahala. No pile of documents.
Account live. Payment link ready. First collection in 5 minutes. Zero fees for 14 days.
GTBank, Fidelity, Polaris, 9PSB and more — all feeding one wallet. Zero downtime, no lost sales.
BankingYour money settles multiple times per day — not T+1 like others. Cash flow when your business actually needs it.
Instant · Always₦25 flat below ₦1M. Pay staff and suppliers in bulk. One click, zero percentage charges.
TransfersFree listing. 5,000+ business network. Get discovered. Get paid. Zero commission always.
Marketplace · Free foreverRequest your Boldd POS. Every card payment feeds directly into your Boldd wallet alongside all other transactions.
POSUSD virtual cards (platform fee waived). Naira Verve cards. Pay for ads, SaaS, and anything globally.
CardsUS bank account. Payment links worldwide. USDT/USDC crypto. EUR accounts. Truly global.
GlobalMTN/Airtel at 2% discount. GLO/9mobile at 3% discount. Cable TV and electricity at ₦10 flat.
Bills · Earn backUp to ₦100M. Automated process — guarantor must be on Boldd/1app. Transaction history = your credit profile. Fund renovations, stock, or campaigns.
Capital · Up to ₦100M| Feature | Boldd | Traditional banks | Payment gateways | Personal apps |
|---|---|---|---|---|
| Payment gateway fee (API) | 0.5% cap ₦1k | 1.5–2% | 1.4–1.5% | N/A |
| Transfer fee | ₦25 flat | ₦52.5+ | ₦52.5 | ₦10–50 |
| Free banking (14 days) | ✓ | ✗ | ✗ | ✗ |
| Working capital up to ₦100M | ✓ | Land title + collateral | ✗ | ✗ |
| Multi-bank single wallet | ✓ | ✗ | ✗ | ✗ |
| Free marketplace listing | ✓ | ✗ | ✗ | ✗ |
| POS terminal | ✓ | Separate product | ✗ | Basic only |
| USD/crypto/global accounts | ✓ | Limited/slow | Partial | ✗ |
| Live in 5 minutes | ✓ | ✗ | Partial | ✗ |
| Inflow settlement speed | Instant | T+1 next day | T+1 | Varies |
Your bank had its chance. Open your Boldd business account in 5 minutes. Bank free for 14 days. Qualify for up to ₦100M in working capital.
useboldd.com · hi@useboldd.com · 5,000+ businesses already on Boldd