A clearer view of your money
Bring customer collections, supplier payments, and payroll into one place. Spend less time piecing things together and more time running your business.
From your first sale to your next branch, bring banking, payments, and working capital together. Built for Nigerian businesses with African ambition — traders, founders, professionals, and the teams behind them.
No credit card · No branch visit · Free for 14 days · useboldd.com
African ambition. Everyday business support.
The shop that keeps a family going. The school shaping tomorrow. The team building something new. Your next step deserves financial tools that work as hard as you do.
Bring customer collections, supplier payments, and payroll into one place. Spend less time piecing things together and more time running your business.
Restock your shop, equip a classroom, or take on a bigger order. Explore working capital based on your business activity, subject to eligibility and approval.
Have a question about your account, payments, or funding? Tell our team what you need, whether you work for yourself or manage a growing team.
Collect from customers. Pay your people. Plan your next move. Give your business room to grow with Boldd.
Your Boldd transaction history becomes your credit profile. The entire process is automated — no bank visits, no manual underwriting. Your guarantor just needs to be active on Boldd or 1app. Qualify for up to ₦100M.
Working capital →Your customers pay into GTBank, Fidelity, Polaris, 9PSB — wherever they bank. Every naira automatically lands in your Boldd wallet instantly. No waiting until tomorrow. No more chasing payments across 4 apps.
Multi-bank accounts →₦25 flat to transfer (below ₦1M). Settle multiple times per day — not T+1. And for the first 14 days? Zero fees on everything.
See pricing →List your products or services inside the Boldd network for free. 5,000+ businesses and their customers can discover and pay you instantly. Zero listing fee. Zero commission.
Boldd marketplace →Request a Boldd POS terminal. Every card payment at your counter feeds directly into your Boldd wallet alongside your online collections and transfers. One complete picture.
Explore Boldd POS →Payment links that work worldwide. US bank account for international clients. USDT and USDC crypto accepted. USD virtual cards for international purchases — platform fee waived.
Explore global banking →A busy season. A new location. An order you are ready to fulfil. Explore working capital that takes your Boldd transaction history into account.
Click "Open free account." That's the hardest step.
Business name, email, phone number. No long form. No documents.
Simple, fast verification. Guided account verification. No pile of documents.
Account live. Payment link ready. First collection in 5 minutes. Zero fees for 14 days.
GTBank, Fidelity, Polaris, 9PSB and more — all feeding one wallet. Manage collections in one place.
BankingYour money settles multiple times per day — not T+1 like others. Cash flow when your business actually needs it.
Instant · Always₦25 flat below ₦1M. Pay staff and suppliers in bulk. One click, zero percentage charges.
TransfersFree listing. 5,000+ business network. Get discovered. Get paid. Zero commission always.
Marketplace · Free foreverRequest your Boldd POS. Every card payment feeds directly into your Boldd wallet alongside all other transactions.
POSUSD virtual cards (platform fee waived). Naira Verve cards. Pay for ads, SaaS, and anything globally.
CardsUS bank account. Payment links worldwide. USDT/USDC crypto. EUR accounts. Truly global.
GlobalMTN/Airtel at 2% discount. GLO/9mobile at 3% discount. Cable TV and electricity at ₦10 flat.
Bills · Earn backUp to ₦100M. Automated process — guarantor must be on Boldd/1app. Transaction history = your credit profile. Fund renovations, stock, or campaigns.
Capital · Up to ₦100M| Feature | Boldd | Traditional banks | Payment gateways | Personal apps |
|---|---|---|---|---|
| Payment gateway fee (API) | 0.5% cap ₦1k | 1.5–2% | 1.4–1.5% | N/A |
| Transfer fee | ₦25 flat | ₦52.5+ | ₦52.5 | ₦10–50 |
| Free banking (14 days) | ✓ | ✗ | ✗ | ✗ |
| Working capital up to ₦100M | ✓ | Land title + collateral | ✗ | ✗ |
| Multi-bank single wallet | ✓ | ✗ | ✗ | ✗ |
| Free marketplace listing | ✓ | ✗ | ✗ | ✗ |
| POS terminal | ✓ | Separate product | ✗ | Basic only |
| USD/crypto/global accounts | ✓ | Limited/slow | Partial | ✗ |
| Live in 5 minutes | ✓ | ✗ | Partial | ✗ |
| Inflow settlement speed | Instant | T+1 next day | T+1 | Varies |
Your hard work deserves practical support. Start with 14 days of free banking, bring your payments together, and explore funding for your next stage of growth.
useboldd.com · [email protected] · 5,000+ businesses already on Boldd
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