FOR SOLE TRADERS, SMALL BUSINESSES & GROWING TEAMS

BANK FREE
FOR 14 DAYS.

Keep more money in your business. Put it towards stock, your team, or your next big idea. Start with zero inflow fees, transfer fees, COT, and API fees for 14 days — with tools to collect, pay, and grow.

Claim free banking → Learn more about Boldd

5,000+ businesses on Boldd · useboldd.com · [email protected]

African ambition. Everyday business support.

Behind every business is a reason to grow.

The shop that keeps a family going. The school shaping tomorrow. The team building something new. Your next step deserves financial tools that work as hard as you do.

A clearer view of your money

Bring customer collections, supplier payments, and payroll into one place. Spend less time piecing things together and more time running your business.

Support for your next step

Restock your shop, equip a classroom, or take on a bigger order. Explore working capital based on your business activity, subject to eligibility and approval.

People you can talk to

Have a question about your account, payments, or funding? Tell our team what you need, whether you work for yourself or manage a growing team.

Let’s talk about your business
FREE BANKING — 14 DAYS· ₦0 inflow fees· ₦0 transfer fees· ₦0 COT· ₦0 API fees· Guided account verification· Live in 5 minutes· Instant inflows — always· FREE BANKING — 14 DAYS· ₦0 inflow fees· ₦0 transfer fees· ₦0 COT· ₦0 API fees· Guided account verification· Live in 5 minutes·
What exactly is free

Every single fee.
For 14 days. Gone.

⚡
Always
Instant inflows
Money lands immediately
₦0
Was ₦25–₦100
Transfer fees
Send money to anyone
₦0
Was ₦25
Transfer fees
Send money to anyone
₦0
Was ₦50+
COT charges
No hidden charges
₦0
Was charged
API fees
Full API access free
₦0
Was required
Setup fee
Open and start instantly
The free banking promise

Not a trial.
Not a discount.
Free. Banking.

For 14 full days your business banks completely free on Boldd. Collect money from customers. Send money to suppliers. Pay staff. Every transaction — zero naira charged to your business.

A little breathing room for your business. Collect your first payments, pay suppliers, and get to know your business account. Our team can explain the offer and help you understand the charges that apply after day 14.

After 14 days, standard pricing applies. See the rates below and speak to our team about the services your business needs.

Start free banking now →
Your Boldd statement — first 14 days
Inflow / collection fees
₦0
Inflow settlement speed
Instant ⚡
Transfer fees
₦25₦0
COT charges
₦50+₦0
API transaction fees
Charged₦0
Marketplace listing
₦0
Total fees charged ₦0
Guided account verification

Open your account.
Start banking free.
In 5 minutes.

1
0:00 — Start
Go to useboldd.com
Click "Open free account." No branch. No queue. No appointment. Just your phone or laptop and 5 minutes.
2
0:30
Enter your business details
Business name, email, phone number. That's all we need to start. No pile of documents. No guarantors. No long form.
3
2:00
Quick, simple verification
Guided account verification. We keep verification fast and simple. You are not filling forms for a mortgage — just opening a business account.
4
4:00
Account live — payment link ready
Your Boldd business wallet is live. Multiple bank accounts generated. Payment link created. Free marketplace listing active.
✓
5:00 — Done
Bank free. Collect. Grow.
Your first 14 days — zero fees on everything. Start collecting from customers. Pay suppliers. Payroll. All free. All in one wallet.
After 14 days

Plan ahead.
Know your costs.

Here is what to expect after your first 14 days, so you can plan around your business costs.

Transfers — after free period
₦25
flat fee for transfers below ₦1M
Transfers < ₦1M₦25 flat
Transfers ₦1M–₦100M₦100 flat
Marketplace listing₦0 always
Inflow settlementInstant ⚡
Bill payments — earn back
2–3%
discount on airtime & data
MTN & Airtel2% discount
GLO & 9mobile3% discount
Cable TV / Electricity₦10 only
Cards
$1.50
USD virtual card per card
Platform feeWaived
Card funding1% of amount
Naira Verve card₦2,500/card

CLAIM FREE
BANKING NOW.

Open your Boldd account in 5 minutes. Zero fees for 14 days. Guided account verification. Then qualify for up to ₦100M in working capital.

Start free — useboldd.com

5,000+ businesses already on Boldd · No credit card required

People behind your progress

YOUR NEXT STEP.
LET’S TALK ABOUT IT.

Have questions about free banking for your business? Want to know what happens after 14 days? Our team will walk you through everything — usually within a few hours.

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[email protected] · @bolddhq · We usually reply within a few hours